thetrading.tools
Economy/Real Home Prices
HousingUpdated with every release

Real Home Prices (Inflation-Adjusted Case-Shiller)

Real home prices are the S&P CoreLogic Case-Shiller national home price index divided by the Consumer Price Index — i.e. nominal home prices stripped of general inflation, rebased to 100 in January 2000. Where the nominal index always drifts up with the dollar, the real index answers the harder question: are homes getting more expensive faster than everything else? It is the modern, monthly version of the famous long-run Shiller housing chart, covering the 1987-onward Case-Shiller era.

Latest reading

As of March 2026, Real Home Prices (Real home price index (Jan 2000=100)) stands at 168.7 — down from 169.2 the prior reading. The level is a valuation read, not a price tag: above its long-run average means housing is expensive relative to the broader cost of living. The two clear peaks are the 2006 housing bubble and the 2022 post-pandemic surge — the highest real level on record — and the deep trough is the 2007-2012 crash. Because it is inflation-adjusted, a flat real line during high inflation means nominal prices are merely keeping pace with the dollar, not actually appreciating. As with nominal Case-Shiller, expect a two-month reporting lag and seasonal noise in the NSA data, so read the trend, not a single print. "Bubble" here is descriptive of past extremes, not a forecast. Series history runs from 1987 to present.

Real Home PricesReleased 2026-05-26covers Mar 2026
168.7
from 169.2
Stretched — near record highs

Real home price index (Jan 2000=100)

Real YoY
-1.9%
Vs full history
168.791st pctile
All-time high 176.9 (2022-05)
All-time low 88.4 (1997-02)
Since 1987
Observations 470

Next release: Jun 30, 2026

01

Full history

Range:
Real home price index (Jan 2000=100)SPY price (right, since 1993)
02

Methodology & data

Real Home Prices is sourced from S&P CoreLogic / BLS via the Federal Reserve's FRED service (S&P CoreLogic Case-Shiller national index (CSUSHPINSA) deflated by CPI-U (CPIAUCNS), rebased to Jan 2000 = 100; both via FRED, monthly, not seasonally adjusted). We pull the complete history, chart it on a monthly basis, overlay SPY for context, and generate a dated plain-English reading from the latest release — with no smoothing or adjustment beyond what the chart legend states.

Every reading is stamped with its release date, last updated 2026-06-27. Maintained and reviewed by Yuriy Matso; see our methodology for the standards every series on the site is held to.

03

Frequently asked questions

What is the Real Home Prices (Inflation-Adjusted Case-Shiller)?

Real home prices are the S&P CoreLogic Case-Shiller national home price index divided by the Consumer Price Index — i.e. nominal home prices stripped of general inflation, rebased to 100 in January 2000. Where the nominal index always drifts up with the dollar, the real index answers the harder question: are homes getting more expensive faster than everything else? It is the modern, monthly version of the famous long-run Shiller housing chart, covering the 1987-onward Case-Shiller era.

How do you read Real Home Prices?

The level is a valuation read, not a price tag: above its long-run average means housing is expensive relative to the broader cost of living. The two clear peaks are the 2006 housing bubble and the 2022 post-pandemic surge — the highest real level on record — and the deep trough is the 2007-2012 crash. Because it is inflation-adjusted, a flat real line during high inflation means nominal prices are merely keeping pace with the dollar, not actually appreciating. As with nominal Case-Shiller, expect a two-month reporting lag and seasonal noise in the NSA data, so read the trend, not a single print. "Bubble" here is descriptive of past extremes, not a forecast.

Where does the Real Home Prices data come from?

S&P CoreLogic Case-Shiller national index (CSUSHPINSA) deflated by CPI-U (CPIAUCNS), rebased to Jan 2000 = 100; both via FRED, monthly, not seasonally adjusted. We chart the full history and publish a dated, plain-English reading with every release; the raw series is downloadable as CSV at /data/indicators/real-home-prices.csv.

How often is Real Home Prices updated?

Real Home Prices is a monthly series from S&P CoreLogic / BLS, refreshed here as soon as a new release posts to FRED.